Business
A complete package — property, liability and the risks unique to your industry, in one policy.
Know moreCommercial & Personal Insurance · Ontario
The broker who reads the
fine print so you never have to.
Direct insurers sell you one product. I’m independent — so I shop 12+ of Canada’s top-rated insurers and build coverage around your real risks. Then I’m the one who picks up the phone at claim time.
- R.I.B. Ontario licensed
- Quotes usually same day
Brokered through
Suneet SharmaR.I.B. Licensed Broker
12+A-rated insurers
shopped for you
shopped for you
Free · No obligation
Tell me what you need to
protect. I’ll do the shopping.
One short form. I take it to a dozen insurers and come back — usually the same business day — with real options and a straight answer.
- A real broker replies — not a call centre
- No cost, and never any pressure to buy
- Same person at renewal and at claim time
Get your free quote
The more you share, the sharper the quote I can bring back.
Our Trusted Partners
I place your business with Canada’s A-rated insurers — and let them compete for it.
Why work with a broker
A direct insurer is loyal to one company.
I answer to you.
Buying straight from an insurer means one price, one product, and a claims line that’s never met you. As an independent broker I sit on your side of the table — quoting the whole market and handling the paperwork most people dread.
01
The whole market, one conversation
Instead of filling out ten forms on ten websites, you talk to me once. I take it to a dozen insurers and bring back the options that actually fit.
02
Advice with nothing to sell
No surprises at renewal, no coverage gaps you didn’t know about. I explain what you’re buying in plain English before you sign anything.
03
Someone in your corner at claim time
When something goes wrong, you’re not alone with a 1-800 number. I advocate for the claim you paid your premiums for.
What I cover
Our Insurance Services
Commercial and personal coverage, placed across Canada’s top insurers and tailored to your situation — not sold off a shelf.
Commercial Auto
Coverage for the vehicles your business runs on — from a single van to a working fleet.
Know moreCommercial Property
Protect your building, equipment and inventory against fire, theft and the unexpected.
Know moreContractors
Job-site liability, tools and equipment coverage built for trades and construction.
Know moreCyber
Defend your business against data breaches, ransomware and the cost of downtime.
Know moreDirectors & Officers
Shield your leadership’s personal assets from claims tied to their business decisions.
Know moreErrors & Omissions
Professional liability that covers you when a client alleges a mistake or oversight.
Know moreFleet
One policy for your whole fleet — simpler admin, and better rates as you grow.
Know moreLiability
General and product liability to protect you when someone holds your business responsible.
Know moreHospitality
Tailored cover for hotels, motels, restaurants, bars and the businesses that host people.
Know moreProfessional
Liability protection for licensed professionals and the advice, services and standards they’re held to.
Know moreSpecialty Solutions
Hard-to-place and niche risks other brokers pass on — I find the market for them.
Know moreHome
Rebuild-cost coverage for your house and belongings, plus liability for life’s surprises.
Know morePersonal Auto
Competitive auto rates shopped across insurers, with the coverage you actually need.
Know moreCondo & Tenant
Protect your unit, contents and liability — whether you own the condo or rent it.
Know moreTravel
Emergency medical, trip cancellation and baggage cover for every Ontario traveller.
Know more12+Insurer markets
OntarioFully licensed
DowntownToronto office
About Suneet Sharma
Insurance should be strategic,
simple, and built around you.
I’m Suneet Sharma, an R.I.B. (Ontario) Licensed Insurance Broker with Unibrokers, working with businesses and families right across the province. My clients range from contractors and fleet operators to homeowners and professionals — and every one of them gets the same thing: coverage matched to their real risks, not a one-size product.
“My success isn’t measured by the size of your policy. It’s measured by the length of our relationship — the renewal after the renewal, and the call you make first when something goes wrong.”
There are a lot of places to buy insurance and it’s hard to know where to start. My job is to make that simple: listen first, quote the whole market, and stay reachable long after the policy is issued — no phone trees, no surprises.
A proud Unibrokers brokerage. I place your coverage through Unibrokers’ access to Canada’s leading insurers.How it works
Getting covered shouldn’t
take a week of phone calls.
- 1
Tell me about your risk
A quick call or the online form. What you do, what you own, what keeps you up at night. Five minutes, tops.
- 2
I shop the market
I take your file to 12+ insurers and compare price and coverage — the fine print included — so you don’t have to.
- 3
You choose, I set it up
Clear options in plain language. You pick, I bind it, and you get proof of insurance — often the same day.
- 4
I stick around
Renewals reviewed, changes handled, claims advocated. One broker for the life of the policy.
Where I work
Local to the GTA.
Licensed across Ontario.
Based downtown at 141 Adelaide St W, Unit 410, I write coverage for businesses and families from the harbourfront to Thunder Bay. Wherever you are in the province, you get the same broker on the phone.
Find coverage in your cityGreater Toronto Area
Other Ontario Cities
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Read moreIn their words
Clients stay because the
service doesn’t stop at “sold”.
★★★★★
Suneet found gaps our old policy had for years — and the new coverage was actually cheaper. He explained every line instead of just emailing a PDF.
★★★★★
We had a water-damage claim two weeks after switching. He handled the insurer directly and we were paid without the usual runaround. Worth every penny.
★★★★★
Fleet insurance for our delivery vans was a nightmare until Suneet took it over. One point of contact, better rate, done in a day.
Illustrative reviews shown for this design draft — to be replaced with your real client testimonials before launch.
Not sure what you’re missing?
That’s exactly what I’m for.
Send one message and get a free, no-obligation review of your coverage — commercial or personal. If you’re already well covered, I’ll tell you that too.
Good questions
Before you
reach out.
A few things people ask before their first quote. Don’t see yours? Just call or send the form.
Does using a broker cost me more?
No. Brokers are paid by the insurers, not by you, so my quotes are the same rate you’d get direct — often lower, because I make several insurers compete for your business.
How fast can I get proof of insurance?
For most straightforward files, same day. Send the form or call, and once we confirm coverage I can issue a certificate or pink slip right away.
Do you help if I have to make a claim?
That’s the whole point of using me. I deal with the insurer on your behalf, keep it moving, and make sure you get what your policy promised — no 1-800 maze.
Which insurers do you work with?
Chubb, Intact, Wawanesa, Economical, Zurich, Echelon, Optimum and more — 12+ of Canada’s A-rated markets across commercial and personal lines.
Do you only cover Toronto?
I’m based downtown but licensed across the province — the GTA, Ottawa, Hamilton, London, Kitchener-Waterloo, Kingston, Thunder Bay and everywhere between.